K. Pradeep Naga Singh
I spent 18+ years inside India's banking and financial services ecosystem — from ICICI Bank and HDFC Credila to IDFC First Bank — building loan portfolios, leading teams, and structuring credit solutions for thousands of borrowers. I founded CredRek so every borrower could finally have a truly independent expert on their side.
Why I Founded CredRek
After 18+ years spanning ICICI Bank, HDFC Credila, IDFC First Bank, and Xcellify — managing teams of 70+ across South India and owning full P&L for education loan verticals — I saw a recurring problem: borrowers were navigating one of the most important financial decisions of their lives without anyone truly on their side. That is why I founded CredRek.
Banks cross-sell products that suit their targets, not your needs. Agents push loans with the highest commissions. Nobody was truly advocating for the borrower. That gap is what CredRek fills.
Today, CredRek has helped over 3,200 families and businesses in Hyderabad access ₹500 crore+ in financing on terms that actually made sense for them. We've fought for better rates, helped clients with difficult credit profiles find pathways, and saved countless families from predatory lending.
Banking Career
Founder & Principal Advisor — CredRek, Hyderabad
Founded CredRek to provide unbiased, expert loan advisory across Education, Home, Business, and MSME segments. Built a robust network of 30+ bank and NBFC partnerships across South India.
Category Head — Education Finance
Full P&L ownership of the Education Loan vertical for domestic and international higher education. Architect of a multi-channel partner ecosystem spanning Banks, NBFCs, DSAs, Consultants, Colleges, and Universities across India.
Regional Head — Sales, South India
Led the education loan business across AP, Telangana, Tamil Nadu, Karnataka & Kerala, managing 70+ sales professionals. Delivered the annual revenue target of ₹4.53 Crores. Awarded for exceptional regional leadership.
Cluster Head — Sales, AP & Telangana
Drove education loan market share across both states, managing 4 Sales Managers and 12 Sales Officers. Grew referral business by 30% through institutional tie-ups. Increased loan applications by 20% through targeted marketing.
Sales Manager
Spearheaded market entry across Andhra Pradesh, growing the platform user base from zero to 500,000. Delivered 10–20% uplift in SME and small retailer enquiries across 200+ prospect accounts.
Sales Manager — HNI & Retail Lending
Managed HNI client relationships, retail lending operations, and AML/KYC compliance. Administered international banking operations for clients across UK, Canada, Bahrain, and Sri Lanka.
Education
Areas of Expertise
Certifications
Quick Connect
Pradeep Singh is available Mon–Sat, 9 AM – 7 PM.